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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great App

App is very easy to use. Great interest rates and love the ad hoc schemes and bonus opportunities Reviewed on: 11th April 2023

Top class App

App performs well, is well structured with all required features and feels secure. Reviewed on: 11th April 2023

New bank. Good interest rate

I joined Chip early and was attracted by the good interest rates. They do various investments that will appeal to some people but I’m more interested in the basic accounts. Reviewed on: 11th April 2023

Fantastic

Lots of information and help. Easy to follow and maintain a healthy balance Reviewed on: 11th April 2023

Works For Me!

Simple to open and operate. Very competitive rates. What’s not to love? Reviewed on: 11th April 2023

Good simple savings

Came across Chip by accident but it seems to fulfill my requirements Reviewed on: 11th April 2023

Great savings rate

Like the idea that Chip increases rate in line with market rather than hold onto lower rate Reviewed on: 11th April 2023

Room for improvement

Underpaid interest don’t respond to emails and texts in a timely manner and responses are generic, app also has technical issues Reviewed on: 11th April 2023

Easy saving

I love this platform. It has helped me save over 6k, which is something I've never been able to do before Reviewed on: 11th April 2023

Easy and intuitive

Seamless integration with other bank accounts and leading interest rates. Reviewed on: 11th April 2023

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