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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing

5
Absolutely love chip. It’s enabled me to save so much with the best rates since lockdown! Reviewed on: 11th April 2023

Competitive Savings account

5
Chip is very competitive and I am so glad to have chosen to open an account with them. The interest rate on easy savings account is the top of all UK banks at present. The app is also very good in the design and easy to find your way around. Reviewed on: 11th April 2023

Top rate for my savings!

5
Best rate, easy to access on the app, no fees and all FSCS protected. Thank you Reviewed on: 11th April 2023

Best bank for giving you something back for banking with them

5
I opened a savings account with them a couple of months ago which was so easy. The app is really easy to use and the interest rates are some of the best going - and not only this, they actually pay you the interest earned into your account each month, so you are continually accruing interest and get it back straight away rather than having to wait for the end of the year. Reviewed on: 11th April 2023

Amazing!

5
Chip has absolutely transformed the way I save. They offer top rates as well as other incentives such as the savings prize draw and referral offers. I’d recommend them to everyone, whether you are just starting to save or if you have already done the hard work and want to watch it grow even more. Reviewed on: 11th April 2023

Easy and quick

5
Set it up and let it work, not got enough to save this time ,just cancel on the app in a second, great rates too ! Reviewed on: 11th April 2023

Fantastic!

5
Great app, easy to use, helpful customer service too! Reviewed on: 11th April 2023

Amazing

5
Helped me save for multiple big expenses and the customer service is incredible Reviewed on: 11th April 2023

Chip review

5
A great simple to use, pleasing on the eye app. New features are added and when you contact the team they are super helpful. Chip make saving easy and uncomplicated! Reviewed on: 11th April 2023

Excellent service

5
Been with chip quite a while now, the app is clear and easy to use and the savings rates are the best I have found. Reviewed on: 11th April 2023

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