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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Best Savings Bank!

Unquestionably, a straight forward banking App with great savings rates. Reviewed on: 11th April 2023

Excellent

I have found Chip to be an excellent way of saving regularly and would highly recommend it to family and friends. Reviewed on: 11th April 2023

Class leading

Best interest rate going with the ease of an app Reviewed on: 11th April 2023

CHIP's the best

I'm really impressed with 3 things about CHIP for my use of a place for savings: 1. They are often the top one for for easy-access interest rate, so I don't have to move my money around too much as I chase the best rate. 2. CHIP has now committed to attempt to be highest by moving with the bank rate quickly, which will save me having to move my money again 3. The money-transfer mechanism in/out for CHIP is really convenient & FAST, ie instantaneous. ( I would just withhold 1 star as sometimes the deposit does not always inform you of its success, even though it is successful every time!) Reviewed on: 11th April 2023

Easy to use, great interest rates

The app is sleek and simple to use, interest rates rise consistently to keep them as market leaders giving me peace of mind that i don’t need to chase rates. Reviewed on: 11th April 2023

Quick and easy

Great intuitive app and efficient service, best interest rate available and easy to access funds, top notch! Reviewed on: 11th April 2023

New style, new beginnings

Now that the original teething problems are over, which were quite worrying and hopefully behind them, this is a model other banks will follow Reviewed on: 11th April 2023

Straightforward and Impressive

Great service , smooth and straightforward, efficent communication. Innovative bank always looing for ways to Keep you involved and helped me look after my money better Reviewed on: 11th April 2023

The best rate and so simple too

Chip usually have the best easy access rate, and it’s really easy to set up and use as well. And, when I needed some information, they responded quickly and helpfully. Reviewed on: 11th April 2023

Super nice app

Easy to set up, flexible, convenient and nicely designed. Very glad I found it. Reviewed on: 11th April 2023

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