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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

A very easy to use and great value bank

I love the way chip, chip has an excellent banking app, great interest rates and just simply easy of use. Reviewed on: 11th April 2023

Clear and simple with an unbeatable rate

The account was easy to set up and the app is clear and simple to use. I especially like that you can see interest earnt on a daily basis. Even better as it's the best rate available for an instant access saver. Reviewed on: 11th April 2023

Excellent Instant Savings Product

With high street banks dragging their feet in raising their savings interest rates I opted to open up a CHIP Instant Savings accounts and have never looked back since. It is very easy to set up and works in direct conjunction with my NatWest current account allowing me to smoothy move money back and forth with ease. In the last month alone I have accrued almost £200 in interest and this month the amount will increase due to CHIP raising their already excellent interest rates to 3.55% Reviewed on: 11th April 2023

Already recommended Chip

Excellent set up of accounts, & clear & easily accessible on line app means that return on my savings is being maximised. Recommended to friends & family. Reviewed on: 11th April 2023

Easy to use

Easy to use and navigate, good user interface, great interest rates Reviewed on: 11th April 2023

Great bank

Chip is great from the interest rates to the quick transfer of funds when needed. I’ve not had a single problem with chip and when I have needed a question answering or my bank details changing they reply straight away and are so polite and professional. I have recommended chip to all family and friends. Reviewed on: 11th April 2023

Straightforward Investing

Have been using Chip for some time - since it's first launch, find the rates to be excellent, the app to be reliable, simple to use, with effective integrations. The regular update emails with market and investing information are really useful as well - accessible and interesting, unlike many other communications from competitors. A great experience all round. Reviewed on: 11th April 2023

Simple, great, competitive

Simple, no fuss, and better rate than all competitors. Reviewed on: 11th April 2023

Quick, simple and easy

Chip has an excellent customer friendly app, easy to use, easy to save. Everything is very quick and simple which is just what you need. Add in the Prize savings draw account and there’s a little bit of everything for people. Reviewed on: 11th April 2023

Great innovation making saving a pleasure

Loving the instant access and ability to move fund between accounts. Just opened an isa and added my desired funds and also started loading my prize fund. Stoked Reviewed on: 11th April 2023

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