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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great innovation making saving a pleasure

Loving the instant access and ability to move fund between accounts. Just opened an isa and added my desired funds and also started loading my prize fund. Stoked Reviewed on: 11th April 2023

Effective and easy to use

The auto ai saving function, isas and rewards accounts are all things I've used. Gone back to the basic but leading interest rate account for short term savings. Easy to add a specific amount a month and auto save down to a sensible limit to avoid accidentally ruining my other budgets Reviewed on: 11th April 2023

Excellent savings app

Love this. Easy to use, fast. Transfers show up immediately. Using the Savings Account, and it shows me daily how much interest I'm accruing. Reviewed on: 11th April 2023

Brilliant

Simple, automated, easy to use and very effective. Reviewed on: 11th April 2023

No negatives

Easy and simple to understand App. Reviewed on: 11th April 2023

Great app,

App is easy to use, approach is friendly and always has market leading rates. Great approach. Reviewed on: 11th April 2023

Great Savings rates

Great service and very easy to open and navigate just in a few seconds Reviewed on: 11th April 2023

Amazing Bank Account

I have joined Chip recently due to their stellar Instant Access Savings account and I must say that they don’t disappoint. They constantly are among the top in terms of the interest rates that they provide and don’t give users any reason to switch as they can be rest assured that Chip’s rates will always be among the very top. I am happy and would like to continue association with Chip. Reviewed on: 11th April 2023

Impressive customer service and top interest rate!

The customer service is amazing - speedy and specific to the query; no cut and paste answers here! The interest rate is the best on the market as far as I can see. What's not to love? Reviewed on: 11th April 2023

Market leaders

Chip deliver - they are one of the very few institutions to pass on interest increases. Reviewed on: 11th April 2023

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