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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best easy access savings on the market

I was looking for a more competitive easy access savings account and was delighted to have found chip. Great rate and instantaneous transfers to and from the account. What more can you ask for. Reviewed on: 11th April 2023

Excellent savings rate.

Easy site to manoeuvre, topped off with the best savings interest rate to date . Reviewed on: 11th April 2023

Great investing platform

Between the high interest rates and the ability to invest, chip is the best banking platform available Reviewed on: 11th April 2023

Chip bank

Easy to use and a great app. Thank Chip Reviewed on: 11th April 2023

Top interest rate and instant access

Excellent rate, instant access and easy to use app. Reviewed on: 11th April 2023

CHIP savings

First class experience, simple to open and get started. Transferring is simple and straightforward with good security and ability to check balance immediately on your phone Reviewed on: 11th April 2023

Best instant access account

Chip has consistently raised their interest rates to be the highest. Competitive, fast transactions and reliable app where I have yet to encounter any issues with. My only complaint is the tracking of the pending interest from the previous month is not too clear and can do with improvements, also showing which date you'll receive interest on is useful rather than trying to work out the 4th business day of each month manually. 9/10 would recommend! Reviewed on: 11th April 2023

Easy and high rate savings

Best interest rate available for an instant access that is easy to deposit and withdraw from. Chip also offers lots of other ways to save that others banks don’t for example the prize account and a stocks and shares isa. Reviewed on: 11th April 2023

Top app for savers

Excellent rates & fast transactions Reviewed on: 11th April 2023

Chip

Simple to use easy to navigate app Reviewed on: 11th April 2023

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