Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Innovative Banking

5
Great ideas, easiest app to use and I love the scrape saving concept. Definitely a bank for the future Reviewed on: 11th April 2023

Setvice

5
I was searching to find a savings account. I did try some other s but found Chip the friendliest and very efficient sit Reviewed on: 11th April 2023

New customer

5
So quick,easy and user friendly. Great app and excellent communication all round. Wish I’d discovered it earlier!! Keep up the good work….. Reviewed on: 11th April 2023

Easy Peezy

4
For once a low effort high reward banking system !! Reviewed on: 11th April 2023

Best Savings Account and App

5
Chip is the best savings account out there. With the best interest rates. All with instant access to my cash when I need it. I couldn’t recommend highly enough Reviewed on: 11th April 2023

Simple, yet amazing

5
Since being with chip, my experience has not only been efficient with them but very professional. The timescale to hear back from a supporting member of staff is timely and professional. The app is easy to use and the transfers to and from are instant. No complaints and would recommend to anyone. Keep it up Chip! :) Reviewed on: 11th April 2023

Chip is an easy to use online account for all

5
I came across Chip through Money Saving Expert & wanted to get a good savings account with a decent interest rate so signed up for & deposited £ into it very easily. It’s easy to access & use & id recommended it to all. Reviewed on: 11th April 2023

Chip is the best

5
I'm so glad that I opened my easy access savings account with Chip. It was easy to set up, and I now have the peace of mind that my money is earning much higher interest than my bank, thanks to the monthly updates they send. I have recommended it to friends and family to spread the happiness Reviewed on: 11th April 2023

Great

4
Great saving account for those who want a great rate Reviewed on: 11th April 2023

User friendly

5
Trying to find an easy to use way of getting my short term money to work for me - this is it Reviewed on: 11th April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products