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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant

Great rates and the easiest to use app. Highly recommend. Reviewed on: 11th April 2023

Amazing

Love the app, has helped me save so much and has encouraged me to save even more, not sure what I would have done without it! Recommended it to so many people who have loved it too!! Reviewed on: 11th April 2023

Great experience

Fairly new customer of chip - opening my account was so simple! Reviewed on: 11th April 2023

Great Interest Rate

Great interest rate. Transparent. Good app making banking easy. Reviewed on: 11th April 2023

Highest Interest Rate in the UK

Chip has made it incredibly simple to move money around and save it in accounts which have all the key information presented in a simple way. It has instant access, high interest accounts so it’s easy to park your money in there and trust them to look after it! Great experience so far! Reviewed on: 11th April 2023

Top Bank

So easy to use the app, service at your fingertips and best of all one of the best easy access interest rates going. Reviewed on: 11th April 2023

A bank who rewards you!

Great experience so far and a interest rate far better than any high street bank. I have recommended to my friends and family to use. Reviewed on: 11th April 2023

Amazing competitor chipping away at the big banks

Always the first to raise the interest rates whenever the BoE increased the base rate. Reviewed on: 11th April 2023

Excellent idea

Love the ease of saving and the whole process very secure and effective. Surprise to see how quickly your savings grow! Reviewed on: 11th April 2023

Very competitive interest rates

Easy to use app, and it’s nice to see a bank that seems to want to keep interest rates at market leading rates. It’s almost as if they know I have a choice around where I can put my money, and they want to hold it. Reviewed on: 11th April 2023

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