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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great Savings App

5
Helps me save without lifting a finger… only way I have managed to save effectively in my 36 years on the planet. Reviewed on: 11th April 2023

Fast, simple, rewarding

5
Chip is very simple to set up! The app is intuitive and easy to navigate. The instant access saving account is great and the interest rates are very good. Reviewed on: 11th April 2023

Amazing

5
So much better than ang bank would do with savings interest rates. Simple and easg and grows your money monthley rather than yearly. Reviewed on: 11th April 2023

best rates

5
easy no fuss ,can see your interest rates daily, Reviewed on: 11th April 2023

Best easy acess

5
I have found Chip to be the best Easy Access Savings account with the best interest rate and easy-to-use interface. Reviewed on: 11th April 2023

Good value saving

5
Good saving products with some interesting ideas for other ways of saving. Competitive rates for savers make it useful and for those of us who like app based banking it's easy and ideal. The only criticism I have is the charge for auto saving now but that is easy to turn off and to do manually instead. Reviewed on: 11th April 2023

secure, reliable, responsive, simple !

5
secure, reliable, responsive, simple ! Excellent service Reviewed on: 11th April 2023

Excellent savings app

5
I’ve been using Chip a while now and it always seems to beat the competition with instant access savings rates so I’ll stick with them while get they remain at the top. Reviewed on: 11th April 2023

Great way to save

5
User friendly app and fantastic knowledgeable staff should you have any enquiries. Chip is the way forward! Reviewed on: 11th April 2023

Market leader

4
Chip offers an extremely competitive interest rate and instant access. The app is easy to use, but they should make secure log-on an automatic setting. Highly recommended. Reviewed on: 11th April 2023

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