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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Transparent, honest savings app, great UI, quick to raise interest rates in line with BOE adjustments

Transparent, honest savings app, great UI, quick to raise interest rates in line with BOE adjustments Pays interests and bonuses fast Reviewed on: 7th April 2023

Easy, Effective, Effortless

Chip makes saving easy by taking all the responsibility out of it. It manages saving automatically and at an excellent interest rate. Definitely a product for its users! Reviewed on: 7th April 2023

Fluid savings investment

Quick to open, brilliantly fluid to operate what more could you ask for! Reviewed on: 7th April 2023

Market beating rate at Chip

I love the simplicity that Chip enables with its always on App. My money is FSCS protected giving total peace of mind. Chance to win cash prizes too it makes saving fun; what’s not to love? Reviewed on: 7th April 2023

Chip are awesome

Gratitude goes out to the chip team who've got me well going in my savings journey, I've managed well despite the trying times we live in. Thank you Reviewed on: 7th April 2023

Easy to use

Very popular platform easy to setup and use Reviewed on: 7th April 2023

Nice rates not given by big banks

I love the savings account interest rates they give! Reviewed on: 7th April 2023

Best rate, fast transfers

I use Atom, chip & Zopa for different savings products and their rates often leapfrog each other. At the moment chip is out front for instant access and I like their Prize Savings Account. Speedy app and transactions. Happy saver Reviewed on: 7th April 2023

A Chip off the old block

New kid on the block is showing the new way saving should be. Making saving easy with a straightforward account funding process coupled with a quick responsive market leading interest rate. Reviewed on: 7th April 2023

Great app based bank

Great app based bank. Great interest rate for an easy access cash account. Simple to use, accessible. Happy customer. Reviewed on: 7th April 2023

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