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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app based bank

4
Great app based bank. Great interest rate for an easy access cash account. Simple to use, accessible. Happy customer. Reviewed on: 7th April 2023

Best Rate!

5
Constantly giving the best easy access rate on the market. Easy app to use, showing how much interest has been earned! Reviewed on: 7th April 2023

Easy to use anytime anywhere!

5
This app is so easy to use. Everything is clearly explained and illustrated. Setting up the link to my bank account was also very simple and therefore encouraged me to transfer more money into Chip! Love it!! Reviewed on: 7th April 2023

Best easy access savings account

5
Chip are great because they’re always competing to to be ‘top of the table’ when it comes to easy access savings rates. They’re also very quick to implement new percentage rate rises, unlike other banks which take a long time to increase. Reviewed on: 6th April 2023

Great savings

5
So easy to set up best interest rate on the market..keep you informed of new products Reviewed on: 6th April 2023

Amazing, user-easy App!

5
Excellent service with fast response times. A very user-friendly app. Competitive interest rates. Reviewed on: 6th April 2023

Great products and in app experience.

5
Intuitive app, market leading products and timely information. Ver happy I have my money in the right place.. Reviewed on: 6th April 2023

market leading easy access interest rate

5
Brilliant app and excellent interest rate. Reviewed on: 6th April 2023

Best rates, great app

5
Easy to use app, so quick to move funds in and out and always industry leading savings rates. 10 out of 10. Reviewed on: 6th April 2023

Great challenger bank

5
offering the best rate. Pretty good app as well. Reviewed on: 6th April 2023

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