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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great value

Chip makes saving easy. Their platform is straightforward and with the leading interest rates for instant access, it pays to be with them. Reviewed on: 6th April 2023

Easy to open and operate account, and best savings interest rate available.

Easy to open and operate account, and best savings interest rate available. Reviewed on: 6th April 2023

Easy to use nice app and good interest rate

Nice modern banking ideas for modern living. Reviewed on: 6th April 2023

A breath of fresh air

I’m new to Chip and already I am reaping the interest benefits. Very impressed by the app itself: user friendly and secure. I recommend it to all my family and friends. Reviewed on: 6th April 2023

New to Chip, But I like it.

Chip was recommended with a good interest rate, so I decided to put some of my savings with them. The rate has risen already and I am planning on staying and adding more funds. Well done guys. Reviewed on: 6th April 2023

Easy and simple app

The app is easy to use and has all the features that you could ever need Reviewed on: 6th April 2023

Top savings account

Chip savings is the best savings account for top interest rates very easy to use fast and efficient. Reviewed on: 6th April 2023

Market leading interest rate

Chip offer 3.55% on their instant access app-based savings account. To the best of my knowledge this is currently the highest variable rate in the UK market. The app is easy to use through an open banking connection to a mainstream current account. I would recommend them to anyone. Reviewed on: 6th April 2023

Making banking a pleasure activity

I changed my old bank last Oct and am happy with my current bank as it is easier to access my money, then came along Chip......even better, with a higher interests rate, easy access to my money without waiting, and I can see my money grows daily, also the monthly draw and other products are attractive, it is an enjoyable activity using Chip. Reviewed on: 6th April 2023

Great service

Banking with Chip has been easy & straight forward. Help at hand to resolve any queries. Reviewed on: 6th April 2023

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