Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Perfect

5
Great savings, great interest, great customer service and excellent app. Reviewed on: 6th April 2023

Chip savings app

5
Highly recommend this app, so easy to use and top interest rate! Reviewed on: 6th April 2023

Simply the best new kid on the block

5
Chip have brought a much need d refreshment to the banking industry with amazing accounts and options for investing your money Reviewed on: 6th April 2023

Excellent in every aspect

5
Loving Chip , it encompasses everything you could want in a bank . Excellent rates of interest, ease of making deposits. So easy to keep tabs on your finances. Its top of its game well done Reviewed on: 6th April 2023

Easy easy easy

5
A great app that is very easy to use and encourages you to save Reviewed on: 6th April 2023

So easy

5
The App is so easy to use, and when I've had a question, the team are super responsive. Reviewed on: 6th April 2023

Great

5
Easy to use and I feel secure and safe using Chip. Reviewed on: 6th April 2023

Market-leading Easy Access Rates.....and not just for one-time-only...they just keep coming!

5
Competitive rates with full FSCS protection and quirky benefits that make you think Reviewed on: 6th April 2023

Chip is great

5
Great App and very user friendly Reviewed on: 6th April 2023

Chip the best app

5
Best app for instant access money and the top interest rate Reviewed on: 6th April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products