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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

excellent accounts

5
Good interest, at top of market, passes on interest changes immediately. App easy to use. Excellent rate of interest. Reviewed on: 6th April 2023

Great rates

5
The easy access interest rate is excellent and the app is very convenient. Reviewed on: 6th April 2023

All round excellent

5
I have never been happier with the way chip handle smy finances! The constant chasing of best interest rates beats all other banks hands down. Reviewed on: 6th April 2023

Great App, great rates.

5
Opened a Chip account on the advice of my financial advisor. Opening rate was great, and has risen twice in the first month. Easy to set up, easy to use with great accounts available. What’s not to like! Reviewed on: 6th April 2023

A Savings App which doesn't like to be in second place

5
Chip strives to be back on top of the rates table whenever another savings app pulls ahead. So you don't need to do anything, just wait for Chip to increase it's rate. I like that! Reviewed on: 6th April 2023

Chip savings

5
App is easy to use and allows me to manage my savings plans very effectively and with extremely competitive rates Reviewed on: 6th April 2023

No other bank like it

5
At last a Bank that actually cares about its customers offering great products and easy to use App. Well done Chip! Reviewed on: 6th April 2023

Great bank

5
Excellent bank for saving stays competitive with the market and the application is easy to use Reviewed on: 6th April 2023

Chip Service

5
Website second to none Brilliant Reviewed on: 6th April 2023

Makes saving so simple

5
For a notorious spendaholic, I love how simple it is to save with Chip. The auto save feature is amazing. Reviewed on: 6th April 2023

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