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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good to deal with

5
Very user friendly App. Competitive interest rate offered. Reviewed on: 6th April 2023

Very happy

5
Easy to open account Kept informed all the time. best interest rates. What’s not to like Reviewed on: 6th April 2023

High quality

5
Very quick despite deposits and withdrawals and easily customizable app Reviewed on: 6th April 2023

Chip

5
I love that it is so easy and so assessable abd all young people which gives it an edge instead of dusty old bankrts in suits. Lovethe featur with AI to gage your spending and to take some money out of my account to save with my permission Reviewed on: 6th April 2023

Nice and easy

5
Good interest rates. Easy to open. Easy to access. Easy to track account. Reviewed on: 6th April 2023

Easy to use and great savings rates

5
Used CHIP for a month now. Find it easy to use and the best instant access savings rate 3..55% currently available on the market. Well done. Reviewed on: 6th April 2023

Informative & easy to use

5
Increased there interest three times, the best interest on an easy access account Reviewed on: 6th April 2023

Excellent, simple saving!

5
This is such a simple way of banking, with so many tailored products and all protected up to £85,000! Reviewed on: 6th April 2023

Best rates and App

5
Very easy to use, great rates. Good service. Reviewed on: 6th April 2023

Easy to use

5
Easy to use App. All accounts have clear information about what they do, the rates you get and any conditions attached. The auto save feature is really useful and worth the subscription fee. Being able to buy shares is also really easy and Chip are very open about the cost and returns Reviewed on: 6th April 2023

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