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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

New user and very happy so far

Im a new user and when I had questions in the beginning I had very speedy replies, polite and informal with the information, very happy so far Reviewed on: 6th April 2023

Intuitive, user-friendly app and a market-leading interest rate

The Chip app is really easy to use and with a market-leading rate, I couldn't ask for more. Well, perhaps one thing... a broader range of banks you can link to (such as the Co-op in my case). I think linking with more ethical banks would make sense given your (probable) demographic. Reviewed on: 6th April 2023

A new thing

Takes a while for the inexperienced to suss out these new banking platforms but it's worth it - it's clear to see what's going on with your money and very quick to do more! Reviewed on: 6th April 2023

Chip Easy Access Savings Account

App is easy to use and Chip has the best instant access interest rate. Reviewed on: 6th April 2023

Chip are Superb

Chip are Superb , not only paying the best interest rate for instant access savings, but automatically tracking and adjusting the rates and keeping in contact with me to give impartial advice. Reviewed on: 6th April 2023

Simple to use

Easy to use and great rates. Highly recommended. Reviewed on: 6th April 2023

Top Bank

It does exactly what it says, no messing about, easy to use app. Reviewed on: 6th April 2023

Super responsive to rate changes

I find it hard to believe that other banks are unable to track BoE base rates or seemingly put into place any forward thinking to take advantage of rate fluctuations and seem to delay rate changes. Chip manage this very well and some of the dinosaur banks would do well to look after their customers a little more - again chip are fleet of foot and manage this very well, without fuss and bother. Well done chip. a refreshing change from the norm! Reviewed on: 6th April 2023

The best way to save money and getting good interest

I love Chip as it’s a seamless and painless way to save money: I can set the saving level depending on the month’s expenses and it is just another transaction that goes through 3-4 times a month, so not a painful lump sump. The interest rates for east access are market-leading, and there is a good variety of saving and investing products. Reviewed on: 6th April 2023

Excellent rates, easy investment

Currently best rates available and just increased to stay there. Very straightforward to move money in and easy access as well. Reviewed on: 6th April 2023

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