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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

So easy- Great rates

So easy to set up and always get competitive rates. Everything you need in a savings account and so much more. Reviewed on: 6th April 2023

Innovative app bringing values to customers

It always offers marketing leading saving rate. It is also an investment platform. These are all in one easy-to-use app. The prize saving account is another interesting product that attracting me to try. Feeling good banking with Chip! Reviewed on: 6th April 2023

Got me into great savings habits and investing for the very first time

Very easy to use. Autosaves and recurring saves a great feature and the clean energy ISA is a way for me to invest and contribute to a zero oil future that we need yesterday. Reviewed on: 6th April 2023

Easy peasy

App is simple to use and clear. Easy access rates are best in class Reviewed on: 6th April 2023

Win Win

One of the best interest rates around with monthly interest payment. It's motivating to see what you are achieving from your savings on a day-to-day basis. Reviewed on: 6th April 2023

CHIP Easy access savings

CHIP website is easy to navigate and the Tap to Deposit feature is innovative. Best of all is the top interest rate on easy access savings. Reviewed on: 6th April 2023

Views of a bedbound 71 year old

Super easy to open. Easy to understand app. Debits and credits - unlimited, unlike Aldermore and Paragon where you only get 3 debits. Best interest. Reviewed on: 6th April 2023

It just works

App is always up to date and lets me do what I need to do across the accounts held. Everything has worked flawlessly when I have needed it to and provides the information and ability to do what I want with my money when I want to. Reviewed on: 6th April 2023

Chip - Great on all fronts

The process of opening an account with Chip could literally not have been easier. Ongoing management of my funds through the app is delightfully straight forward. Added to all of this, they have the best interest rates. Happy days! Reviewed on: 6th April 2023

CHIP Banking App Review

i have been using the CHIP App for several years and find it really easy to use and the integration with my current account makes for almost instant transfers a breeze. CHIP also currently offer market leading instand access saving rates and have a further diversified set of Financial Services Offerings. Reviewed on: 6th April 2023

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