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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chip

5
Chip offers the best easy access rate Reviewed on: 6th April 2023

Top rate

5
Top rate from an app that works. Enough said. Reviewed on: 6th April 2023

Good interest rate with investment options

5
I chose chip because of very good interest rates. It was a nice surprise to see you could also invest in the same app. Reviewed on: 6th April 2023

Quick Reacting and Industry Leading

5
Since I joined, Chip have offered an easy to use platform with industry leading rates. The moment a competitor challenge them, they seem to react immediately to get back on top. Keep it up. Reviewed on: 6th April 2023

Ticks every box

5
I've only been with Chip a short while but I cannot fault them. It's nice to feel I can trust a bank with my money. Everything works like clockwork. Prompt and accurate and easy to use. Reviewed on: 6th April 2023

Very easy to use App

5
Everything with the App is very easy. Easy access with great returns with great interest rates. Reviewed on: 6th April 2023

A breath of fresh air in the banking industry

5
So quick and easy to set up easy access account, marvellous interest rate. Easy to transfer from my bank account to Chip also. No need to look anywhere else. Reviewed on: 6th April 2023

Easy setup. Easy money movement. Easy access. Good interest rate.

5
Easy setup. Easy money movement. Easy access. Good interest rate. Reviewed on: 6th April 2023

Excellent app

5
Easy to install. Very clear instructions. Best rates available. Lots of choices for savings that are not available from other banks. Reviewed on: 6th April 2023

Great rate and superb app.

5
Great rate and easy to deposit via superb app. Reviewed on: 6th April 2023

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