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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

So easy to use, great rates!

So I have only had chip a short time but honestly I wish I had started saving with them sooner. The app is so easy to use and the interest rates a great… a lot better than my personal bank! Couldn’t recommend more! Reviewed on: 6th April 2023

Great service and interest rates.

Have already recommended Chip to my family and friends. Brilliant easy access rates. Reviewed on: 6th April 2023

Great rate but terrible customer service

I find it a little concerning that I’ve been using chip to save a substantial sum of money and yet it takes days for anyone in their team to get back to you. If they’ve got too many users then they need to employ more staff. Reviewed on: 6th April 2023

Excellent

Very efficient Web friendly Good rates of interest Excellent communication Reviewed on: 6th April 2023

The standard that all banks should strive for.

Great App, easy to deal with, great saving rates, great customer service when needed. Would definitely recommend Reviewed on: 6th April 2023

Easy access saving account offers Best interest rate on the market.

Excellent for interest rate in easy access savers account. Best rate at present. Good if you don't want to lock money away for any length of time. However, only allows you to have one nominated bank account, however whereas Zopa allows as many as you like so you are not limited to transferring money to your current account prior to moving it to another savings account. Reviewed on: 6th April 2023

East to use app, good returns

Would highly recommend due to good customer service, updates and returns Reviewed on: 6th April 2023

Great rates, great service

Chip offer great rates and excellent service Reviewed on: 6th April 2023

AHEAD OF THE PACK

Great instant access rates. Account meshes well with linked account. No security issues to date. The app seems a little exposed not being password protected or having an official customer account number. This is covered in the registration process and adds to the simplicity of the app. Surprised that other banks are not taking note. Shall continue to save as confidence grows. Well done CHIP for giving the working man a crack at a decent rate. Reviewed on: 6th April 2023

Great App

Very easy to use, fast and efficient Reviewed on: 6th April 2023

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