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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great app

Easy to use and top savings rate. Reviewed on: 6th April 2023

Easy

Great app. Well done . Rates good too and lots of energy Reviewed on: 6th April 2023

Best interest rate there is

Easy to setup. Easy to use. Great rates Reviewed on: 6th April 2023

Easy to signup/use and good interest

Heard about Chip through friends and they suggested I have a look. Signed up really quickly. They offer great products and a nice interest rate on savings Reviewed on: 6th April 2023

Chip online

Good service & interest rates, I like the monthly deposit of it., quick & easy online system Reviewed on: 6th April 2023

Best rate for an on-call account

The interest rate for their on-call account is substantially better than my day-to-day bank (hsbc) Reviewed on: 6th April 2023

Convenient with market leading interest rate

I’ve been using Chip for nearly 2 years and will keep sticking with them. Reviewed on: 6th April 2023

Great app account

Best rate instant access and daily interest accrued shows daily Reviewed on: 6th April 2023

Great to use.

The Chip savings app delivers exactly what I require. It integrates well with my banking app allowing seamless and effective transactions. The account information is clear and concise. I know what I am getting. Reviewed on: 6th April 2023

Industry leading instant access savings

I've recently switched to Chip because their interest rates are consistently the highest instant access available. Their instant access rates beat rivals 7, 30 and even 90 day notice accounts! Reviewed on: 6th April 2023

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