Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Savings made easy

5
Greatr innovative financial products and packages. I am so glad to be part tof the CHIP family Reviewed on: 6th April 2023

Excellent

5
Really glad I found chip . Excellent customer service and glad that it’s making the best of my money. Reviewed on: 6th April 2023

Good app

4
Not had any issue. easy to transfer money and currently Chip offer the highest interest rate on the easy access account. No complaints Reviewed on: 6th April 2023

Best savings interest rate!!!

5
Great interest and super easy to use the app! Why didn’t I get on board sooner! Reviewed on: 6th April 2023

No nonsense banking

5
Does exactly what it says on the tin Reviewed on: 6th April 2023

Smooth, quick and easy

5
Recently moved over to Chip and have to say how impressed I am. The whole process of opening my account and depositing funds was super smooth, easy and very quick. Excellent interest rates too!!! Reviewed on: 6th April 2023

New Customer

5
Excellent app and easy to understand Reviewed on: 6th April 2023

Great way to save!

5
Chip is safe and easy to use. It has allowed me to go on holidays, buy a car, give Christmas gifts I want and feel more secure overall with my finances! I was also extremely fortunate to win the top prize in the monthly cash draw and this has helped me out no end as it came two weeks prior to the birth of our first child! Chip and its’ staff have been so helpful and supportive re any queries from day one. Thank you Chip! Reviewed on: 6th April 2023

So far, very impressed by Chip

5
Easy to use, fantastic rates, innovative and a prize drawer. What’s not to like. Chip has been great so far. Give it a go. Reviewed on: 6th April 2023

No fussy accounts

5
Simple , easy to use accounts. Giving the best returns to the investor. Finally a bank that puts its customers first. Reviewed on: 6th April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products