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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving that reflects the time

Saving that’s so quick and straightforward- great rates and simple deposits Reviewed on: 6th April 2023

Great app

This app helps me save money without even noticing it. It's easy, it's practical ,it's perfect. Best of luck Reviewed on: 6th April 2023

Money Mindset transformed thanks to chip

My boyfriends sister recommended me to chip just over a year ago. In my 32 years I have never ever been able to save. Until using chips clever little tips, auto saves and incentives to win prizes! It’s the best bank I have - truly educational and supportive and I’m always recommending it to people. It’s changed the way I think about money and helped me save the most I ever have. Truly grateful for it! 1 million percent deserving of a prize itself as best bank. It’s the future ☀️ Reviewed on: 6th April 2023

Easy!

Easy to navigate. Great interest rates. Simple to use. What’s not to like?! Reviewed on: 6th April 2023

Excellent rates

Great responsive savings rates handing choice and rewards to its customers Reviewed on: 5th April 2023

Best savings app

I have been using chip for just over a year now and it is honestly the best saving app. You you have several little savings account options and you can also turn on save allocations. Will definitely continue using this as my savings account for a very long time Reviewed on: 5th April 2023

Can't get my money back

Opened account ,changed my mind everything too complicated Now need to get my money back Reviewed on: 5th April 2023

Chip

I have opened the account it was really easy and also won in my first month 25 pounds. Very happy with chip and very easy to use Reviewed on: 5th April 2023

Best savings rate around!

I have quite a few savings accounts but Chip is constantly ahead with its rate. Even when the others get close, boom, Chip are raising it again! Reviewed on: 5th April 2023

Great product, service and market-responsive

Chip Savings App is innovative, with a good variety of features included, backed up with clear explanations and genuine FAQs and the sense of real people in the support chat. Reviewed on: 5th April 2023

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