Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
81% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easiest saving ever

5
I have been with Chip for more than 5years and it is the one app that has finally got me saving regularly. It’s so easy and has made such a difference Reviewed on: 2nd April 2023

Chip benefits

5
Easy to use app and market leading interest rates Reviewed on: 2nd April 2023

Simple and easy to use

5
I was initially a bit wary as there wasn’t any account information which just seemed a bit odd to enable transfers in/out but having the ability to directly link to my main account meant I could just tell the app to do a transfer without any faff Reviewed on: 2nd April 2023

why we love chip

5
App is simple to use and has excellent products and services. The customer service is superb and people are always available to answer any questions or concerns. Reviewed on: 2nd April 2023

Great stuff

4
Great app for savings, saves automatically putting it aside for a rainy day. Great for sinking funds etc Reviewed on: 2nd April 2023

One Chip at a time

4
Great app, that allows for seamless investing. Reviewed on: 2nd April 2023

Useful app

5
helps me manage my money and offers competitive account options and investment services Reviewed on: 2nd April 2023

Simple and competitive

5
A really easy platform to use, which becomes even smoother with each update - market leading interest rates with easy access. Their newsletters and social media also offer a good sense of transparency about what the company is doing. Reviewed on: 2nd April 2023

Great rates

5
Knock all the other Banks out of the park. Reviewed on: 2nd April 2023

Easy to set up and start saving

4
I’d recommend to friends and family. App is easy to use and clear. Good interest rates. Reviewed on: 2nd April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products