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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip

Excellent interface, easy to use & a great no strings rate. First class. Reviewed on: 2nd April 2023

Easy to use savings app with perks

Great savings app with a good interest rate and perks along the way Reviewed on: 2nd April 2023

A breakthrough for my personal finances

I began using Chip during 2020 after the start of the pandemic. Since its inception into my personal finances, Chip has persistently grown to put its users before anything else. My personal finances have benefitted hugely from my use of Chip, and I honestly struggle to find better rates of interest anywhere else. Chip is constantly ahead of the market and I feel safe and secure letting them manage my money. For the range of savings products available, and the features within the app, Chip has been my persistent go to. Reviewed on: 2nd April 2023

Easy way to save

Great idea of auto saving, small amount keeps going and building a good amount in saving. Reviewed on: 2nd April 2023

Chip review

Highest instant savings rate in the Uk. Really easy to open and helps save with the AI feature.I’d like to see a round up feature and to split the amounts and also a pension would be good but really good app. Reviewed on: 2nd April 2023

Easy savings, hassle free

Chip has really changed since I first got the app way back in 2017 but it has gone from strength to strength and really innovates in its approach in recent years. The ability to have auto-saves has really helped over the years to slowly build up funds for a rainy day, and now with the new market leading interest rates it has really won me over to put more of my savings in with Chip than my current banks savings account. Top job Chip! Reviewed on: 2nd April 2023

Amazing!

Brilliant app, actually allows me to save easily and efficiently. I have never been a good saver, but Chip has enabled me to become the saver I have always wanted to be!! Reviewed on: 1st April 2023

Excellent money saving app

Chis is excellent, it effortlessly helps me save money towards my goals. The AI algorithm is just fab as well. I’m always recommending it to my friends and family because it’s a must have for anyone looking to save money without having to put in a lot of effort. Reviewed on: 1st April 2023

Simple to use and market leading interest rates

Easy to use app which is intuitive and well laid out. Savings goals and auto saves really helpful ways of building savings Reviewed on: 1st April 2023

Amazing app

Love this app, it helps me save without me noticing it and at the end of the month, I feel richer ☺️ Love it. Reviewed on: 1st April 2023

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