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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip Review

Great experience they have the highest easy access interest rate Reviewed on: 3rd April 2023

What is the point of a highstreet bank

I've had my money sat in a bank for 20 years and earn nothing really now I turned 40 time to get serious with my money and this app along with moneybox is 5 stars 3.4% my bank was 0.5% who I was loyale too and they gave nothing back Reviewed on: 3rd April 2023

Easy banking

Chip couldn’t make banking any easier if they tried, it’s so simple to set up and fuss free :) Reviewed on: 3rd April 2023

Great investing opportunities

Chip's been around for a few years and the growth trajectory has been impressive. They're a great choice when it comes to investing, whether it's cash savings or alternative assets. Definitely worth looking into. Being FSCS insured is a bonus. Reviewed on: 3rd April 2023

Best interest rates out there

I love the interest rates they pay for my savings. I have not found anything better. The app is also very very nice. Reviewed on: 3rd April 2023

Modern Day Savings

Always looking after customers and investors with wanting to bring them the best and genuinely care for their interests and financial situation. Reviewed on: 3rd April 2023

Easy to use, great interest rate

The Chip app has proven really intuitive and easy to use. The saving rates are very competitive.....all in all a great app-based banking experience. Reviewed on: 3rd April 2023

Best Savings App There is!!!

I downloaded chip years back and I’ve feel in love with its features, auto saves have allowed me to pocket 100s in my chip account without noticing Reviewed on: 3rd April 2023

No nonsense easy access savings

Great savings app with great saving rates Reviewed on: 2nd April 2023

Nice and easy app but has issues

The app is easy to use if you understand what you’re doing, I think better information and instructions would be beneficial to enable a better understanding. The short videos are good but actually hands on app videos would help. Reviewed on: 2nd April 2023

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