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Chip: Savings App reviews

4.94
Based on 18,198 reviews, last reviewed 26th May 2025
2030% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I love this savings app I’ve been using Chip for a few years now, and I find the savings features to be extremely valuable. They really help find where I may have some extra ... Read more Reviewed on: 26th May 2025
Sam Farr's avatar
Sam Farr

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18198)

Review of the Chip, Savings App:

The best rates & easy to use app.

5
The best rates & easy to use app. Reviewed on: 27th March 2025

Smooth, easy to use, good rates, everything you need

5
Smooth, easy to use, good rates, everything you need Reviewed on: 28th March 2025

Excellent Savings App...

5
Excellent savings app, helped me save up more than I've ever been able to previously. It's so handy and you don't notice the small amounts going in every few days. Reviewed on: 28th March 2025

Easy to use and save

5
It is so easy to deposit money and save with chip Reviewed on: 28th March 2025

Easy to use app, friendly tone of voice, informative...

5
Easy to use app, friendly tone of voice, informative but not pushy with new offerings. Super quick and responsive customer support, all round feels very trustworthy. Reviewed on: 28th March 2025

Amazing returns on savings.

5
Amazing returns on savings. All carried out by AI. Direct connection to your bank account. So very secure. Reviewed on: 28th March 2025

I’d say chip is the best bank for savings, i’ve reco...

5
I’d say chip is the best bank for savings, i’ve recommended it to friends and family and they’ve all loved it. especially my older family members, it’s very easy to navigate and there’s always customer services if any help is needed :) Reviewed on: 28th March 2025

Very good so far.

4
Very good so far. Ease of access and relatively good interest rates on savings plus the £85k guarantee. Reviewed on: 28th March 2025

Savings rates

5
In my time with Chip, they have consistently offered the highest interest rate on my savings. They also alter the interest rate on my savings automatically rather than leaving me in a poor savings account- unlike many of the other savings providers out there. I have recommended Chip to friends and family on numerous occasions and will continue to do so. Thank you Chip. Reviewed on: 28th March 2025

Always a fantastic connection.

5
Always a fantastic connection. Quick and easy to use app with great interest rates and up to date information given Reviewed on: 28th March 2025

I have found it very simple and easy to use, custome...

5
I have found it very simple and easy to use, customer service has been brilliant Reviewed on: 28th March 2025