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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Easy, simple

5
Expansive range of products, market leading rates, powerful savings enginr Reviewed on: 21st February 2022

Found the one

5
For a while I was looking at many different savings accounts using comparison websites. However when I was recommenced chip I never looked back. It is very user friendly and easy to use. It is easy to deposit and withdraw money. Reviewed on: 25th March 2025

Great option to save, instant access

5
The interest rate was very competitive initially, it has now dropped a bit, however the easy access to withdraw cash to a linked bank account is great for my needs, the ability to link a bank account and transfer in minutes is great! Reviewed on: 25th March 2025

a must have!

5
It’s been a great platform for me to save and grow my money Reviewed on: 25th March 2025

So easy and convenient, with brilliant saving rates!

5
So easy and convenient, with brilliant saving rates! Reviewed on: 25th March 2025

Simple and easy to use.

5
Simple and easy to use. Save money without thinking about it! Reviewed on: 25th March 2025

No thinking saving

5
It’s been a great way to save money easily, it’s amazing how small amounts add up so quickly Reviewed on: 25th March 2025

Chip review

5
So easy to use and kept up to date regularly Reviewed on: 25th March 2025

Easy to use app, conveniently saving money without f...

5
Easy to use app, conveniently saving money without fuss. Chip helps to become a savvy saver a little bit at a time. I’ve learnt to be more conscious about my saving habits with chip, rather than wait to save lump sums my savings has grown gradually over time. Reviewed on: 25th March 2025

Chip is easy to manage as well as has good interest...

5
Chip is easy to manage as well as has good interest rates. Reviewed on: 25th March 2025

Simple and easy to use app.

5
Simple and easy to use app. Any queries quickly answered. Great value and range for up to the minute investments. Have already recommended to friends m, family and acquaintances. Reviewed on: 25th March 2025