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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
81% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very good savings app

5
Very easy to use. Savings app which allows you to win prizes each money. Auto save option very handy. Reviewed on: 1st April 2023

Easy access and great interest rates

5
I’ve been using Chip for about 6 months and love the really competitive interest rates and the fact I can access my cash quickly and easily! Reviewed on: 1st April 2023

Chiptastic

5
This app is truly something special, very user friendly and the best interest rate my money has ever seen. Also it’s super simple to invest in a variety of things and makes you feel like you are winning at life whenever you save or invest! Would recommend to anyone who wants to invest in their future. Reviewed on: 31st March 2023

Excellent

5
Top notch savings rate and increases passed on at record speed. Reviewed on: 31st March 2023

Best rate

5
Very good interest rate and easy to use app. Reviewed on: 31st March 2023

Easy to use app

5
Great for savings all in one place Reviewed on: 31st March 2023

Great app

5
So easy to save! You don’t even realise you’re putting money away for rainy days Reviewed on: 31st March 2023

Great Savings app

5
Really like the regular saves and auto saves. Has the best instant savings account interest rate. Reviewed on: 31st March 2023

Great app and best rate

5
I've been using Chip for over 3 years now. Very smooth experience to deposit and withdraw funds. And they now have the best rate with their instant savings account Reviewed on: 31st March 2023

Quick and easy

5
Very simple in a good way so great to use Reviewed on: 31st March 2023

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