Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Easy, simple

5
Expansive range of products, market leading rates, powerful savings enginr Reviewed on: 21st February 2022

Saving without thinking!

5
Chip has been very easy to use and help me save money without even thinking about it. The connection with my bank has been a great way to save. Reviewed on: 25th March 2025

Great saver account

5
The only place I can truly save money is with chip Reviewed on: 25th March 2025

Easy to navigate around the app and competitive inte...

5
Easy to navigate around the app and competitive interest rates. Reviewed on: 25th March 2025

Chip is a no brainer

5
Easy to use, has helped us save for our wedding, and holidays! Reviewed on: 25th March 2025

Really good option for a pension in the form of...

5
Really good option for a pension in the form of a LISA Reviewed on: 25th March 2025

Easy saving

5
Great service! I forget I’m saving! Reviewed on: 25th March 2025

Convenient

5
Very straight forward and easy and convenient to use Reviewed on: 25th March 2025

Chip provides good rates and is easy to use.

5
Chip provides good rates and is easy to use. Simple to transfer money in and withdraw and inside the app you can see how exactly what you have and how much it's earning in interest. Reviewed on: 25th March 2025

Very good, made it easy to save and open up differen...

5
Very good, made it easy to save and open up different types of savings accounts all in one place Reviewed on: 25th March 2025

The chip app is really simple to use

5
The chip app is really simple to use. Its easy to get started. Transferring in and out takes seconds and the interest structure is great Reviewed on: 25th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 256 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1035 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products