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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
81% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Hooked from day one, a real wealth builder.

5
As a family we have use chip since the very early days, the app has allowed us to build a decent nest egg, and no longer worry about our finances. It’s helped us become far more money savvy, and it’s really motivating to get the best rates and so many options for our money. Reviewed on: 27th March 2023

Fantastic set and forget app

5
I just love how I can let Chip do my savings and investing for me without any regular manual intervention Reviewed on: 27th March 2023

The single greatest app I have on my phone

5
I wouldn’t be without chip, it’s helped me save and understand my finances and grow my own financial assets significantly in a way that feels intuitive and interactive Reviewed on: 27th March 2023

Supurb

5
Market leading, easy to use, worthy winners Reviewed on: 27th March 2023

Effortless saving.

5
Easy to use and you can build up a nest egg effortlessly to achieve your desired goal. Reviewed on: 27th March 2023

Great rates

5
Very competitive rates and customer service. Reviewed on: 27th March 2023

Great

5
Great service and products. Modern app Reviewed on: 27th March 2023

Great New Bank!

5
I am really impressed with the different outlook of Chip. They really do seem to be trying to make the banking experience far more personal and customer focused. Their interest rates have consistently risen over recent times and their communication is great. Reviewed on: 27th March 2023

Excellent

5
Easy to use app, very competitive savings rates Reviewed on: 27th March 2023

The most important app on your phone

5
From the highest interest rate to saving without even thinking about it, Chip is the #1 app you need on your phone. From effortlessly saving to happily completing your goals, what more do you need in 2023? Reviewed on: 27th March 2023

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