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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great Company - Highly Recommend

5
No complaints easy to use . Pays the highest interest rates Reviewed on: 24th March 2023

Good features

5
This app is easy to use has good features and works seamlessly Reviewed on: 24th March 2023

All Good

5
Great bank and app very easy to use with a top rate of interest Reviewed on: 24th March 2023

Market-leading interest in easy-to-use app

5
The app is smooth and clear, the saving interest is market-leading. Dealing with Chip has been a breeze so far Reviewed on: 24th March 2023

a great way to save without pain

5
Chip is an innovative approach to banking and saving. It gives me good returns whilst enabling me to build up funds in a really painless way. I was amazed to see I'd saved over £500 in my Chip account and hadn't even noticed! Reviewed on: 24th March 2023

Brilliant App

5
I’ve been using Chip for a number of years now, since just after they launched. They are constantly striving to bring new products and features to their customers. Their communication is brilliant, the app is so user friendly and they make investing simple Reviewed on: 24th March 2023

Market-leading and innovative app-based savings

5
I have found I have managed to save the most consistently using Chip and that it has had the market-leading easy access rate over the past year or more. Well worth looking into and why not set up your own account? Reviewed on: 24th March 2023

Brilliant app for boosting savings

5
Don't even reallise I'm saving. The app is easy to use and I love it! Reviewed on: 24th March 2023

The BEST savings app!

5
I struggle with saving as I tend to spend whatever I have in my bank. Chip has been part of my life for 5 years now and it's helped me save for numerous big occasions and helped me in financial emergencies many times. It's elevated my savings game and is helping me work towards being debt free as it's so easy to use and saves without me even realising! Reviewed on: 24th March 2023

Great App

5
Chip is a great app and has really helped with my savings. Reviewed on: 24th March 2023

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