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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing, innovative service

5
Early user of the service. Love how they are constantly adding new services, functions and capabilities. But at the end of the day the core service is great Reviewed on: 24th March 2023

Fantastic App and Concept

5
Great app, fabulous support team, brilliant savings interest rate, market leading, loving the prize savings account too. Lots of incentives and options to help save money and build investment Reviewed on: 24th March 2023

Easy banking

5
Chip makes saving so easy and with bank busting interest rates it’s a win win Reviewed on: 24th March 2023

Easy to manage, great rates

5
Very straightforward to use the app, plus pretty much the best rates around! Reviewed on: 24th March 2023

Highly recommend

5
Great interest rates and easy to use Reviewed on: 24th March 2023

excellent service

5
Overall very impressed with the service I've received, from speedy increase in interest rate being passed to savers, to resolving unexpected issues when i realised that the fee schedule had been updated. Would definitely recommend, the app is significantly better than competitors Reviewed on: 24th March 2023

Best rates, simple process

5
Chip offer an easy savings marketplace, the best rates and a simple pay-in experience that doesn't involve messing around with sortcodes and references, worrying about sending money to the wrong place. Reviewed on: 24th March 2023

The future of savings

5
Chip is a fantastic app offering different types of savings accounts and different types of investments. Its very user friendly and is way ahead of it's competitors. Highly recommended. Reviewed on: 24th March 2023

Next generation of savings

5
Brilliant new company makes it easy to get the best interest rates available, invest using stocks and shares ISA and even has prizes to encourage people to save. Great little app, but it's still a pain to switch to a new card when one expires. Definitely more things they can make self service but I'm sure they'll get there. Reviewed on: 24th March 2023

Excellent modern savings and investment App

5
Innovative company with very competitive, marking leading currently, savings accounts. Reviewed on: 24th March 2023

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