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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Would Recommend

5
Built up a nice bit of savings with chip without noticing that I wouldn’t without this account. Reviewed on: 21st March 2023

Fintech business of the UK

5
Top interest rates, top ISA and GIA recommendations, where can you go wrong? Reviewed on: 21st March 2023

User friendly .

5
When it comes to savings, Chip makes the hard decisions easy and even the most prevaricating personal finance options, straightforward. Reviewed on: 21st March 2023

Really good

5
Excellent rates and customer service, easy to use Reviewed on: 21st March 2023

Chip easy to use, best saving rate and investment options in one place

5
the Chip app is easy to use, is intuitive and looks great. The app gives access to the best saving rate and investment options - all in one place. A really great app that is functional and attractive. Reviewed on: 21st March 2023

Great company and products

4
Chip is user-friendly and has great deals. My only gripe is that I would like more frequent updates on my investments delivered straight to my inbox. But I highly recommend this company! Reviewed on: 21st March 2023

Great savings

5
I have saved with chip for a couple of years now, it's all very easy, and I've always had the best service when I've needed some help. Reviewed on: 21st March 2023

All round superb bank

5
Very happy with Chip - so intuitive to use, a prize fund with exceptionally better odds than Premium Bonds (I’ve won a prize already!), great social media & comms, what’s there not to like?! Reviewed on: 21st March 2023

Chip to win

5
Great app can't wait to go public Reviewed on: 21st March 2023

Cool app, grreat features

5
Cool, user-friendly, powered by artificial intelligence to help people save money and reach their financial goals. With automatic saving features, goal-setting options, and integration with multiple banks, it's a convenient way to manage your finances. Additionally, the savings account offered by Chip provides higher interest rates than many traditional banks. Reviewed on: 21st March 2023

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