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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best saving app

5
Best Go to app for all savings and investments Reviewed on: 21st March 2023

Great platform

5
Since starting my first salaried job, i’ve been eager to save but never knew how without it being difficult and complex. not only did chip give me an easy way to save where i don’t even need to think about it, but also the best savings rate on the market. Reviewed on: 21st March 2023

Happy

4
Happy to use, happy to recommend Reviewed on: 21st March 2023

Best interest

5
Highest interest saving account i can find awsome! Reviewed on: 21st March 2023

Amazing

5
Very good wealth management app which has helped people save money safely Reviewed on: 21st March 2023

Love Chip

5
Been there since the beginning love the way it chips away and saves my money Reviewed on: 21st March 2023

Cool app and great savings rate

4
Nice slick app, easy to use and what seems like a very good rate for an instant access account Reviewed on: 21st March 2023

Top notch

5
Best saving app out there hands down Reviewed on: 21st March 2023

Effortless saving

5
Chip is so easy to use that a lot of the time you can forget it's there, until you realise how much you've saved. The savings and investment accounts are intuitive and offer a great range of options whatever your risk appetite, including some great unconventional assets for the adventurous (not just the usual crypto). Unbeatable for effortlessly building wealth without even realising it. Reviewed on: 21st March 2023

Easy-to-use, set and forget savings account

5
I couldn't be happier with my Chip account. The fact that I can just set it to take out small amounts from my acount at regular intervals means that I'm saving regularly without losing a large chunk of my paycheck at the beginning of the month. The Chip app is really easy-to-use and their staff are always really helpful whenever I've been in touch. Reviewed on: 21st March 2023

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