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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

The best way to save!

5
Love Chip! I use the prize savings and instant access accounts and have been impressed with the easy to use interface, the fantastic support (I had a silly question), and the amount of saving and investment options. With the comparative and responsive rates, Chip has quickly become the cornerstone of my saving plan. Reviewed on: 21st March 2023

Brilliant banking app

5
Easy to sign up, great products and simple to use. Reviewed on: 21st March 2023

Intuitive and Innovative

5
Very easy to use app from signing up to managing my money it has been a great and simple process. They are constantly innovating and adding new products and its exiting to see how they will further evolve in the future. Reviewed on: 21st March 2023

Great saving rate, various products available

5
Great saving rate, various products available Reviewed on: 21st March 2023

The best personal savings app!

5
I’ve been a loyal user of Chip for over 4 years - from an early adopter leveraging the auto save feature, to now leveraging the innovative prizes savings account and market leading interest rate easy access savings account…. Chip continue to deliver an amazing customer experience - led by product innovation with its community at the core of its roadmap - they listen, and they care. Without Chip, I wouldn’t have been able to save enough money to fulfil a dream of buying my mum her own car for her 50th birthday, or contribute towards my house renovations. I’m even using it now to build up a pot of savings for our first child in august - Chip truly empowers people to change their financial mindset for the betterment of their lives. Reviewed on: 21st March 2023

Best savings app

5
Very easy to setup auto save to pay yourself first, and very easy to transfer the money out of the platform when you need it. Investing features are also top notch, managing my finances is so much easier. Reviewed on: 21st March 2023

Excellent savings and investment App.

5
An intuitive App to help you make the most of your savings, with accounts to suit your requirements, plus investment opportunities that provide a balanced portfolio. Reviewed on: 21st March 2023

Already recommended!

5
It’s an excellent way to save money. You don’t even have to think about it. Reviewed on: 21st March 2023

Easy and intuitive saving

5
Easy to use, good return, intuitive set-up, with smooth transactions between different platforms. Easy to deposit and withdraw. Look forward to exploring different options as my savings accumulate. Reviewed on: 21st March 2023

Great Savings App

5
Great way to save money. I recommend Chip to friends and family. Reviewed on: 21st March 2023

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