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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good interest rates

Been with Chip for a few years now and they do seem to be improving. The one thing everyone likes is a good rate of interest and for ease of access this seems about the best. Reviewed on: 21st March 2023

Awesome App for lazy savers

Ease of use. Auto saves are an awesome feature. And the rates offered are industry leading with simple deposits and withdraws. Reviewed on: 21st March 2023

Excellent savings

Fantastic tool to help you out away money and save! Great interest rate accounts too Reviewed on: 21st March 2023

Great app

Great AI, great products, great rates. great prizes. What's not to love! :) Reviewed on: 21st March 2023

Easy Access

A financial app that is clear and simple. Covers all the required legal small print but keeps it interesting. I’ve been using the app for more than a year and never had any problems. Reviewed on: 21st March 2023

Brilliant app

A brilliant way to save. You don't even notice the small amounts taken every few days, yet when Christmas comes around you're Christmas money is there ready and waiting. Love it. Reviewed on: 21st March 2023

Fantastic, innovative way to save

I’m not particularly good at saving money, always forgetting and ending up with nothing to show again month on month. Chip has changed and revolutionised this for me. Quick and easy to use features have enabled me to save money as and when I want. Notifications sent by chip are a great reminder and provide the opportunity for me to tailor the amount I wish to save. Well done chip and more importantly, thanks. Reviewed on: 21st March 2023

Savings made easy

If, like me, you find it difficult to save, this is the perfect solution. Automatically saving and building towards a financial goal has never been simpler. If you need to withdraw back to you linked bank account it is just as easy and simple. I couldn’t recommend this any higher Reviewed on: 21st March 2023

Best of both worlds - Easy and market leading

Chip have been brilliant, the sign up process is a breeze, the auto-save feature makes building up a nest egg an unconcious action that anyone can do and best of all the savings rate is market leading and moves with base rates quicker than any other organisation I am aware of Reviewed on: 21st March 2023

Excellent service

Very progressive, future of banking. Reviewed on: 21st March 2023

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