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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Super easy saving app

5
So easy to save money and always quickly offers best savings rates available in the market Reviewed on: 21st March 2023

CHIP BEST INVESTMENT TOOL FOR ME EVER

5
My wife an I have 100k plus invested in chips 3.4% interest easy access account I have invested in chip for potential shares when it happens another 5k I have so much confidence in this Company and hope I can be a share holder Thanks chip Reviewed on: 21st March 2023

Easy to use, great interest rate & great investment options

5
Easy to use, great interest rate & great investment options Reviewed on: 21st March 2023

In control of my money

5
Chip is hands down the reason I have managed to pay off over £10k of debt and I didn’t even notice it happening thanks to the automated saves. Excellent service and so so easy to use. Reviewed on: 21st March 2023

Great, but there are simpler apps.

4
Consistently innovative in finding ways to make the most of your money. Not the simplest app to naviagte though. Reviewed on: 21st March 2023

Quick and easy

5
Quick and easy to use and build savings Reviewed on: 21st March 2023

Easy saving

5
Chip makes it so easy to save without even realising you're saving! Being able to create different goals is such an added bonus which really helps you to prioritise where you're saving without the manual effort of moving money around. Reviewed on: 21st March 2023

Great little app

4
I’ve been onboard almost since it launched & I’ve recommended it to many people - the interest rates are some of the best around too! Reviewed on: 21st March 2023

Great banking experience.

5
Chip puts customers first. Their products are designed to offer opportunities which can be difficult to access by less experienced depositors. Reviewed on: 21st March 2023

Seamless service

5
Chip is a modern style of banking which I am loving. It’s simple, straight forward and easy to use. Saving money in a range of accounts is easy and seamless. I can see projections and invest in alternative assets or stocks and shares so there is variety to where you put your money. Definitely recommend! Reviewed on: 21st March 2023

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