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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great bankink app

The best banking app i have used Reviewed on: 21st March 2023

Great for savings!

I love this little app which allows me to save unintentionally. I have recommended to 5 family and friends Reviewed on: 21st March 2023

The Best!

I have been using chip since the beginning, it has allowed me to save with out being restricted. I recommend to everyone! Reviewed on: 21st March 2023

Chip is the seamless way to build up valuable pots & earn

As early days adopter and investor I might be biased, but I cannot find a better personal finance app, allowing to invest in such a flexible, simple and convenient way.. from my phone! It fits every pocket, approach and risk appetite, keeping everything within the safe boundaries of regulated finance. Let's be honest, it's a no brainer. Reviewed on: 21st March 2023

Simple to use

Very effective programming makes it simple to use and achieve fiscal objectives. Reviewed on: 21st March 2023

Chip off the old block

The retail banking market needs a shake-up. There is space for an online bank, utilising latest AI technology and a low cost base to offer customers market leading interest rates and innovative investment opportunities. Chip is well positioned to fill this gap. Reviewed on: 21st March 2023

All sizes welcome!

A must for big and small savers and those who are wanting to be part of something big!! ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 21st March 2023

Best banking app around

I have been a user of Chip for many years and the app has gone from strength to strength. Each product launch is at the forefront of the industry and is pushing high street banks to keep up. Reviewed on: 21st March 2023

The best

Since 2018 I have saved enough to get my dream wedding all on my own (and my partner) and we are now on our way to save for our 1st app. Love that they adapt their rate according to the market! Reviewed on: 21st March 2023

Amazing savings

I have loved chip from the moment I opened my first account. If I ever have a query they respond rapidly and I am very pleased with the interest/bonus values I have racked up. It’s easy to deposit and withdraw which makes managing my money a doddle. The auto save features are also great for snaffling away a little extra and making the most of those spare pennies. Reviewed on: 21st March 2023

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