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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing app

I am useless with .money and this app has helped me save without thinking Reviewed on: 21st March 2023

Amazing App

Auto deposits are a great way to save, the interest rate is brilliant and the prize draw savings account is another brilliant innovation. Reviewed on: 21st March 2023

Sneaky saver

I am and have always been a terrible saver. With Chip I don't notice it leaving my account and o have a delicious pot of money waiting for me when I want it. Chip helped me save for a house by not feeling like I was saving for a house! Excellent app! Great company and thoroughly recommended! Reviewed on: 21st March 2023

Chip helps me save!

Without chip I would not have been able to save the amount I have. Really got me out of a jam many many times! Reviewed on: 21st March 2023

Dreaming with chip

I have a low income and always thought I lived pay check to paycheck. Chip made me realise that I have money that I can save every month. And that my little amount of monthly savings adds up over a year then another. Which leads to dreams I never thought possible Reviewed on: 21st March 2023

Top savings rate with a great app.

Smooth registration process, simple UI and some interesting investment options. I'm in it for the interest rate at the moment, and have already recommended it to a few friends. FSCS backed and 3.4% in an easy access account? Yes please! Reviewed on: 21st March 2023

Chip Review

A handy and worthwhile money app Reviewed on: 21st March 2023

Brilliant

Easy. Trustworthy. Great interest rates. Immediate access to your money. Brilliant. Reviewed on: 21st March 2023

Great rate.

Flexible and convenient to use with a great savings rate. Reviewed on: 21st March 2023

Painless saving!

With chip, chipping away small amounts of cash from your account, your savings really add up quickly. The App is so easy to use and gives you control over how much and whether to pause or stop or change the amount you save at your fingertips. Highly recommended! Reviewed on: 21st March 2023

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