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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing app

I’ve been with Chip for years, and have never felt as if customers are treated unfairly. The options to store/invest/save money have grown. I’ve only had to contact customer service once when my investment plan became part of the higher tier, and my returns weren’t worth the fee so I had to downgrade. But customer service was incredibly quick and helpful. I’ve recommend chip to friends and family before, and I have no reason not to stay (as I am a serial switcher). Reviewed on: 21st March 2023

Challenging the banking world

Innovative thinking that is challenging traditional banking Reviewed on: 21st March 2023

Best banking app

Easy to use and great interest rates. What's not to.like. Reviewed on: 21st March 2023

Great savings app, great rates

Constantly evolving and has helped me save beyond expectations, and with great rates Reviewed on: 21st March 2023

Cool App

Easy and intuitive app in order to invest in a variety of investment products. Reviewed on: 21st March 2023

The simplest and most awarding way to save

Everything about Chip is easy. The saving options, the milestones, the saving levels which mean I hardly notice it leaving my debit account and piling up with good interest levels to boot. Reviewed on: 21st March 2023

Innovative market-leader

Chip always seem to be at the forefront in offering market-leading savings rates for customers in a very user-friendly way. Simplicity, good marketing and customer comms. A fantastic alternative finance disruptor. Reviewed on: 21st March 2023

Invest and save

Very good saving rate and investment options Reviewed on: 21st March 2023

Modern saving

It’s so easy to save money, whatever your situation, with Chip. It’s helped me put away money in a manageable way which I barely notice, yet adds up to decent savings. Reviewed on: 21st March 2023

A different kind of bank

Innovative ideas and market leading savings rates Reviewed on: 21st March 2023

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