Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

No-brainer

5
If you want to stay afloat in this rising sea of economic inflation, Chip instant access is your lifebuoy! Reviewed on: 21st March 2023

The best app and definitely a bank worth investing on and with

5
I randomly downloaded chip and invested on them as they sold me their dream. Safe to say as an end user who genuinely enjoys and has been helped so much by the app and has an investment paying off, investing my time and money for chip is one of the best decisions I’ve done in my 20s. Reviewed on: 21st March 2023

Chip, the best app ever

5
Wowowow what can I say about chip. Truly a life changing banking app. I used to be buh-roke but thanks to chips easy savings featuring and payday out away I have turned my fortunes right around!! It's so easy to use and also genius. The customer service is also epic and good woohoo Reviewed on: 21st March 2023

Outstanding application!

5
The best automated application to save for goals, invest and win prize! Reviewed on: 21st March 2023

Fantastic modern way of saving for your future

5
Hugely impressive way of accessing the best ways of saving and investing the modern banking world can offer Reviewed on: 21st March 2023

Chip does what it says on the tin, and it does it very well.

5
Smooth, efficient, great way to save the extra pound. Reviewed on: 21st March 2023

Brilliant app, market leading rates!

5
The chip app is intuitive, sleek and easy to use. The ever growing list of features is fantastic and it makes me as a user excited to be a part of it. To top it all time and time again Chip manages to negotiate market leading rates leaving the big banks far behind. Reviewed on: 21st March 2023

The Biggest Bank Ever

5
Very Innovative and the best is yet to come! Reviewed on: 21st March 2023

Great rates, great customer service!

5
Chip is easy to use and understand and I always find their customer service extremely responsive. A great way to manage my savings. Reviewed on: 21st March 2023

Chip great

5
Amazing customer experience, best modern banking app I've come across in the last few years Reviewed on: 21st March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products