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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Proper Banking

A bank should not be only a secure vault but an institute that pays good interest for the use of your money. Reviewed on: 21st March 2023

Usability could be improved

Nice enough, but transferring funds between accounts is clunky Reviewed on: 21st March 2023

Simple savings

Really liked using chip, great rates and they improve them (so far) Reviewed on: 21st March 2023

Fantastic !

Opened based on recommendations from the early days of Chip and never looked back. Deposited money only a few quid at the start of the same day, and since then I moved half of my savings to Chip and decided to become a Stakeholder. I don't expect to become a millionaire anytime soon but their accounts, communication and overall customer service are simply brilliant. Reviewed on: 21st March 2023

Top quality

Chip is so easy to use, there savings account rate goes up without you having to do anything amd the auto save function means you don't have to remember to put money in. Reviewed on: 21st March 2023

Excellent

Excellent bank, great interest rates and the prize account is a big incentive to save money. Reviewed on: 21st March 2023

Brilliant

A fantastic way to save for the future! Reviewed on: 21st March 2023

Leading easy access savings

Really happy with the current market leading savings and ease of use of the app. Reviewed on: 21st March 2023

Convenient and great rates

App works flawlessly and you get a market leading rate of savings. Reviewed on: 21st March 2023

Makes saving so easy

saving so easy that you don’t realise you’re doing it. Everyone should have it Reviewed on: 21st March 2023

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