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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Really great

Really enjoy the app, the only downside is as someone who only does small savings, adding the fees for auto-saves has stopped me using this feature as the charge can sometimes be more than my save. Would be nice if charges could start from a certain amount. Reviewed on: 21st March 2023

A dinosaur converted

As a sceptic of internet banking I’m now sold both deposits and withdrawals are easy to do Reviewed on: 21st March 2023

From AI current account to leading one stop finance shop

I've been a Chip customer since the early days, and what they've achieved is great. Their initial unique selling point was to use open banking to calculate how much you could save without noticing, and put it away for you. That's great, but since then, I've invested in numerous funds with them, got a class leading interest rate for an instant access account, and invested in a Ferrari. The mind boggles. I love it. Reviewed on: 21st March 2023

Super

Just keep up the developments so that the price of the shares will rise! Reviewed on: 21st March 2023

Saving without noticing it

Revolutionised how I save. In short, I never did, Chip changed that, save small amounts which barely notice alongside normal outgoings and suddenly it adds up to a decent pot. Love it. Reviewed on: 21st March 2023

Great App with competitive savings rates

Easy to use app with instant information at fingertips. Very competitive rates. Reviewed on: 21st March 2023

Painless saving

Chip is brilliant at helping me save, it’s quick and easy, I’ve been able to save for things I’d never have managed to set enough money aside for before. Reviewed on: 21st March 2023

Excellent easy to use App

Easy to install and use. Everything is very clear. No issues in the 2 years I have been with Chip. Also excellent interest rates Reviewed on: 21st March 2023

Easy to use

Very user friendly and simple to navigate. Good choice of saving options. Great support service. Reviewed on: 21st March 2023

Savings simplicity

It's a great idea, well executed. Putting money away is painless, with a good choice of ways to save according to your appetite and risk. When I want to know where my money has gone and what is happening I have a great app to use too. I have recommended this to so many friends and family. It couldn't be easier, and now with the best interest rate around too! Reviewed on: 21st March 2023

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