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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

91% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Banging excellence

Been a truly warming experience and both an investor and a shareholder Reviewed on: 21st March 2023

Excellent app, but I miss the free features.

The savings rates and simplicity of use are difficult to beat on the currently available accounts, and the ease of getting started in investing is also a plus. Being charged for the auto-saves is a bit of a let down, when the used to be free and the best feature of the savings accounts. You can disable them and just do manual saves, but again, not what it used to be. Reviewed on: 21st March 2023

Best savings app

I’ve been with Chip for years, and never thought I’d be able to save this much money. It’s so easy!! Reviewed on: 21st March 2023

Forward thinking market disrupter

I’ve been using Chip for several years now as it helps me to save each month, which is something I’m pretty poor at. This initial usp, the intelligent auto save, was what attracted me to the app to begin with. But I stay because of their willingness to evolve beyond just being a savings app. Market leading savings interest rates, ISAs, non-traditional investments (think tangible assets like wine, classic cars etc.) - all these are things that Chip offers. Keep up the good work - disrupters are great for a healthy marketplace and Chip is one of the best. Reviewed on: 21st March 2023

Worth it

Excellent app and product. Super easy to deposit and access their savings rates which trump all high street banks by a mile. Reviewed on: 21st March 2023

Amazing money saver

Chip does the hard for me, so I can carry on with life knowing Chip has got my back, saving my money for me and building my wealth. Reviewed on: 21st March 2023

Excellent ideas

Forward thinking savings app. High interest rates. Reviewed on: 21st March 2023

Great savings app

Fantastic app. Only downside was the new fee for automatic deposits. Reviewed on: 21st March 2023

Table topping interest rate!

Chip is back in the game with market-leading interest rates - made even better with FSCS protection and interest paid on a monthly basis! Reviewed on: 21st March 2023

The app that finally gave me a financial cushion

Chip was THE app that finally got me to save regularly. Without it I wasn't necessarily struggling but I would sometimes get near the red line and occasionally go into the red. Chip's unique saving system has given me that cushion that allows me to save for items I would otherwise struggle to afford and for those unexpected expenses. Could not recommend it more! Reviewed on: 21st March 2023

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