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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

The app that finally gave me a financial cushion

5
Chip was THE app that finally got me to save regularly. Without it I wasn't necessarily struggling but I would sometimes get near the red line and occasionally go into the red. Chip's unique saving system has given me that cushion that allows me to save for items I would otherwise struggle to afford and for those unexpected expenses. Could not recommend it more! Reviewed on: 21st March 2023

Something for everyone

5
Chip has a product that will suit everyone - from those starting out on their savings journey, to the more experienced investor, and everything in between - all accessible through a single app. Now that's quite an achievement. Reviewed on: 21st March 2023

Easy way to save

5
Great app making it easy to save without really noticing! Reviewed on: 21st March 2023

Easy to use with great rates

5
I've been using chip for years and the service has just gotten better and better as time had gone on. Very easy to use with fantastics interest rates Reviewed on: 21st March 2023

Fantastic app

5
Great app for saving. Really easy to navigate. Simplicity at its best. Reviewed on: 21st March 2023

Fresh and Financially Sound.

5
Chip has been very rewarding from the offset. A fresh approach to online banking and financially rewarding in so many ways. Reviewed on: 21st March 2023

Excellent

5
A very good platform for all things money Reviewed on: 21st March 2023

Good simple and exciting

4
Good- interest rates Simple - to use the app Exciting - lots of new products coming Reviewed on: 21st March 2023

Best finance app

5
I never used to save money until chip automated my savings. I’ve got all my family and friends using Chip because of how great it is Reviewed on: 21st March 2023

Coaching financial fitness

5
The lack of financial awareness and in particular, having a focus plan for saving is a big issues across many generations. Chip are helping people solve this problem. I’ve recommended chip a lot. As a family we save for our main summer holidays via chip, all automated, all happening in the back ground. Fantastic Reviewed on: 21st March 2023

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