Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Market Leading App

5
It's a great product, easy to use, has lots of different ways to save and invest your money, market-leading interest rates for easy access. Great app. Reviewed on: 21st March 2023

A good few years of doing things revolutionary

5
I signed up for chip a few years ago through a Martin Lewis, Money Savings Expert recommendation, since then I've consistently been uplifted by the innovativeness and providing a great service for my money. Reviewed on: 21st March 2023

Fantastic Easy Savings

5
Helps build savings and encourages responsible use of money Reviewed on: 21st March 2023

Really great all round service

5
Best savings rates, quick + easy withdrawals, and very good customer service Reviewed on: 21st March 2023

Amazing

5
This app does it all, always struggled to save but having easy access is great! Love watching my money grow Reviewed on: 21st March 2023

Revolutionary in financial management

5
The easy to navigate user interface allows for a simple and very effective way of financial management. The ‘pay-day put aways’ amongst other great features of the app create an easy and successful approach to saving. Reviewed on: 21st March 2023

Excellent

5
Chip is so easy to use and makes savings easier Reviewed on: 21st March 2023

Great comapny

5
I enjoy the user experience as well as the product itself Reviewed on: 21st March 2023

Easy & efficient

5
Easy to use app, excellent rate of interest. Recommend to anyone looking to save as much as they want. Easy to withdraw, pay in, help with how much you need to out away for your savings goals. Reviewed on: 21st March 2023

super easy to use

5
Love the app, its so easy to bank with Chip Reviewed on: 21st March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products