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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best savings app by far

5
Amazing app. Have single-handedly cleared my credit card and overdraft over the years, and now saving for an emergency fund. Absolute life saving app Reviewed on: 21st March 2023

A great banking app

5
A very useful banking app. Something for everyone, from competitive saving rates to unique investment products. Recommended! Reviewed on: 21st March 2023

Amazing. Easy to use. Best rates!

5
Love chip. Amazing app. Easy to use and set savings targets up and also perpetual saves throughout the month. Savings account is always the best rates. Investing is super easy and quick processing times. Recommend to all my friends and family since I signed up. Reviewed on: 21st March 2023

Fantastic

5
Extremely simple to set and and get saving Reviewed on: 21st March 2023

What a gem

5
Been with them from the get go and always had competitive rates and great service. Great app, innovative and I have managed to save so much! Can’t be happier with Chip Reviewed on: 21st March 2023

Great!

5
Does everything it says on the tin! Reviewed on: 21st March 2023

Best banking app available

5
I've been using Chip for a couple of years. It's helped me save thousands of pounds. Very easy to use and exquisite communication has me continuing to support it and use it almost daily. Reviewed on: 21st March 2023

Overall among the best apps to manage ones money

4
I've been with chip right from the start, from the early days saving small amounts of money and then moved on the LISA, when given the opportunity I even purchased chip shares, that's how good it made me feel using the app to save money. Customer service is excellent and get back to you no matter what the questions are. I have recommended chip to my wife and my family members as a place where they can not only save but even manage their savings. Reviewed on: 21st March 2023

The best app to control your finance

5
It's simple to save and the give u a super rate for your savings. Reviewed on: 21st March 2023

Top notch

5
Easy to use app, great rates and inventive products Reviewed on: 21st March 2023

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