Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Save with Chip or get the Chop!

5
You're missing out if you're not already saving with Chip. The App is really easy to navigate and it makes saving easy especially if you've not been in the habit of saving before. Reviewed on: 21st March 2023

Easy savings that keep on growing!

5
You have different levels depending on how much you want to be saved automatically, and interest rates have risen so you get more for your savings. Reviewed on: 21st March 2023

Easy money management

5
Great tool to empower good money management.Great interface that is easy to navigate. Market leading interest rates. Reviewed on: 21st March 2023

Engaging way to save money

5
Offers a set of options with savings acc, isa, alternate assets to create a good startibg portfolio. Ps- i still need to win the prize savjngs accc draw! Reviewed on: 21st March 2023

Perfect

5
Sublime, truly exemplary, a paragon of financial freedom. Reviewed on: 21st March 2023

Makes saving easy

5
Not only providing excellent savings rates, but also takes the hard work out of deciding how much to save and how often. Reviewed on: 21st March 2023

Best savings app

5
Great user experience and best savings rate on the market Reviewed on: 21st March 2023

Best way to save

5
It’s so simple to save with Chip. Just set it up and it’ll do all the work. Simple as that! Reviewed on: 21st March 2023

Saved and invested so easily

5
Great app instant access to money, lots of sound financial advice/tips and easy to invest Reviewed on: 21st March 2023

Excellent

5
Excellent app. Easy to use. Great rates Reviewed on: 21st March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products