Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Really easy way to save!

I've been using Chip for 5 years now, and have managed to save over £7,000 in routine saves. I'm not the most proactive when it comes to saving, so having an algorithm do it for you! Reviewed on: 21st March 2023

Upstart really breaking the mold.

Chip has been a breath of fresh air. Their app and products are, all importantly, easy to understand. More importantly they appeal to make finance a little bit exciting but without looking like Bernie Madoff. I like the new investment ideas and where they are going but also the simple saving tools and prize draw product. Reviewed on: 21st March 2023

Saving, saving, saving

This app has allowed me to save thousands of pounds during last years, money that not only I have used to afford better holidays but I have also invested in interesting funds. Reviewed on: 21st March 2023

Market leader but consistency in charging structure needed.

I love chip and I’ve been using it for years but there have been two changes to its charging structure over the last year and I need financial products to be stable and not change like this. Reviewed on: 21st March 2023

Revolutionary!

Chip has revolutionised the way I save money - As someone who struggles to spend within their means and budget properly, chip has allowed me to save with its great features like the small auto saves and the pay day put away features. Through having these options I’m also now able to focus on my future with savings, and even the option to invest it should I chose, all within a super easy to use app! Reviewed on: 21st March 2023

The best savings rate giving the best user experience!

Chip is so intuitive and makes saving so easy, at a time when it’s as important as ever. The support is efficient and am confident that I am receiving the best rates! Reviewed on: 21st March 2023

Chip is greatly

Easy way to save and understand Reviewed on: 21st March 2023

Tip Top Chip

Simple, straight forward investing. Reviewed on: 21st March 2023

Easy high interest savings

Chip makes savings easy with both automatic savings and manual savings . Top rates of interest and a chance in the prize draw . Reviewed on: 21st March 2023

This allows me to actually have savings

I love this app, without I would have zero savings as I always feel I don't know howu h I can spare each month. The chip app helps make that decision for me based on a really clever algorithm that looks at my spending habits and decides what I can afford that month to save. It doesn't just move money willy nilly but allows me full control over what I save. Reviewed on: 21st March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal finance app
from Lumio 4.99 from 83 reviews
Payment Provider
from Cash App 0.00 from 0 reviews
App
from TopCashback 4.46 from 43 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub