Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Chip the easiest app for managing

5
Chip the easiest app for managing Your finances. Reviewed on: 21st March 2023

Been using it since day one. Still do.

5
Saving without the hassle, or without realising it. Reviewed on: 21st March 2023

Simple Savings

5
Easiest way imaginable to save money without thinking about it Reviewed on: 21st March 2023

A good app for saving money and the best interest rates around

4
I preferred it when the auto-save function was free, but I still find Chip a useful app to save money and earn interest on those savings. Reviewed on: 21st March 2023

Best AI saving App

5
Best AI banking app and a multitude of different stocks and shares platform to choose from to build wealth Reviewed on: 21st March 2023

Easy to use

5
It’s so easy to use and even has great interest rates so you don’t need to go searching for them. Even got my wife using it. Reviewed on: 21st March 2023

Game changing automation

5
An app that takes the hassle out of savings, has had the user in mind from the start and is developing users financial knowledge as well as offering products that are market leading. Been an impressive journey so far. Long may it continue! Reviewed on: 21st March 2023

Chip

5
I have invested in chip over the years.Great to see them go from strength to strength Reviewed on: 21st March 2023

Excellent service

5
Easy to use App excellent service first time investor didn’t disappoint Reviewed on: 21st March 2023

Effortless

5
The app is so easy use. I love that I can set savings targets and the Ai technology helps make them achievable, making it a more effortless experience for their customers. Reviewed on: 21st March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products